After a recent report from Experian found that Marylanders have higher credit scores than the average American, D&A coordinated an opportunity for Johns Hopkins Federal Credit Union CEO and President, Keith O’Neil to speak with WJZ, interpreting the data found in the report. He explains the reasons behind Marylanders’ high credit scores, why building credit early on is crucial, and the importance of creating a budget and long-term plan for financial endeavors.